Condo Insurance in Iowa

If you own a condo, you know that it can be a great place to live and highly convenient to your lifestyle. However, if you don't have condo insurance, you can end up with many costly problems. It's essential to always have condo insurance for as long as you own the home. If you're in Iowa and need condo insurance, give us a call now at Heimgartner Insurance Inc. in Sioux City, IA.

Your Condo

Condo insurance is best known for its coverage of the condo itself. It can be tricky to know exactly what it covers, as it can only cover the portion of the building that you own. It generally doesn't cover anything outside the building unless you have added something onto the outside. It generally covers anything from the inside portion of the walls inward. If you own your condo up to the middle of the exterior walls, including electrical and plumbing systems, your condo insurance must also cover that.

Your Liability

When you own a condo, you have liability for what goes on inside it. If someone were to be inside your condo and become injured in an accident, you could be held liable for their resulting medical bills. With the way medical bills are climbing, it's wise to have condo coverage that can pay for those bills instead of paying them yourself.

Your Possessions

Most of what you own is likely in your condo, so it's essential to protect it all. Condo insurance also offers coverage for your possessions so that they can be replaced if a covered incident ruins them. Trying to pay for it all yourself could be extremely expensive, so avoid that risk by keeping your condo covered.

Cover Your Iowa Condo

If you have a condo that needs to be insured, or you want to change your current policy to a new one, contact us today at Heimgartner Insurance Inc. in Sioux City, IA.