You’ll need car insurance if you’re in the market for a new car. While some people opt for liability-only car insurance for their new vehicle, this isn’t suitable for everyone. At Heimgartner Insurance Inc., serving Sioux City, IA, we can help you find the right type of auto insurance for you. We work with numerous insurance carriers and can assist you in finding the right policy. Here’s what you need to know.
Understanding Liability Only Car Insurance
Liability-only car insurance covers repairing or replacing the other driver’s vehicle if you cause a car accident. However, it will not pay to repair or replace your vehicle if it sustains damage.
Can You Drive a New Car With Liability Only Insurance?
While liability-only car insurance meets the minimum requirements to drive on the road, those who finance a car are usually required to have more than just liability insurance. If you’re buying a new car with a loan, check with your lender to find out how much insurance you’re required to have. Most lenders require car buyers to get full coverage car insurance.
What Is Full Coverage Insurance?
Full-coverage car insurance pays to repair or replace your vehicle when various covered events occur. It combines several other types of car insurance, including liability only.
How Can I Get Full Coverage or Liability Only Auto Insurance?
If you need liability-only or full coverage car insurance, the professionals at Heimgartner Insurance Inc., serving Sioux City, IA, can help. We offer a variety of insurance options for our customers. Call today to schedule an appointment.
